Quick Read Summary (TLDR) A homeowners association or HOA foreclosure auction can end with a winning bid of a few thousand dollars on a property worth far more. Investors new to these sales often read that low number as a sign of a clean transfer. In Florida, it signals the opposite. The mortgage that held…
Quick Read Summary (TLDR) Under Florida law, retroactive short-term rental bans passed by HOAs or condominium boards after July 1, 2021, generally cannot be enforced against existing owners who do not consent to them. However, HOAs have a distinct advantage over condo boards because they can utilize statutory carve-outs to restrict rental terms under six…
Quick Read Summary (TLDR) Florida landlords face intricate legal requirements, primarily outlined in Chapter 83 of the Florida Statutes, which touch upon everything from security deposits to property upkeep and evictions. Important duties involve strict regulations for managing security deposits, keeping the property in livable condition, and adhering to precise eviction processes, with do-it-yourself evictions…
Quick-read Summary (TLDR) Buying HOA-foreclosed properties at auctions in Florida can offer opportunities for knowledgeable investors who properly research properties and understand the legal landscape. However, these purchases carry substantial risks that can result in significant financial losses for unprepared buyers. Superior mortgage liens, joint liability for past assessments, hidden fees, additional liens, and title…
Quick-Read Summary (TLDR) Florida’s new House Bill 913, effective July 1, 2025, significantly overhauls regulations for condominium and cooperative associations, marking the most substantial HOA management changes in decades. The legislation introduces stricter oversight for CAMs (Community Association Managers) and enhances financial transparency, particularly regarding conflicts of interest. It modifies structural safety and reserve funding…
Quick-Read Summary (TLDR) New Florida legislation mandates access to HOA electronic records for associations with 100+ parcels by January 1, 2026, requiring them to maintain specific documents on a secure website or app. Homeowners can request access to these digital records, which must include governing documents, financial statements, and meeting notices. Failure to provide timely…
Quick Read Summary (TLDR) This article explores the fine line between legitimate homeowners association (HOA) enforcement and harassment, particularly under Florida law. HOA harassment often involves repeated, intrusive actions that go beyond fair rule enforcement, such as selective targeting, excessive fines, or invasion of privacy. Discriminatory enforcement, especially against protected classes, constitutes illegal harassment and…
When homeowners suspect their homeowners association (HOA) misconduct including fraud, embezzlement, or commingling of funds, several legal remedies exist to address these serious concerns. Understanding the available options helps homeowners protect their interests and restore proper association management. Statutory Protections and Inspection Rights Florida Statutes Chapter 720 provides homeowners with specific rights to investigate suspected…
In Florida condominium sales, sellers must adhere to a complex set of disclosure requirements designed to protect buyers. For real estate agents and sellers alike, understanding these obligations helps ensure legal compliance while facilitating smooth transactions. Statutory Foundation for Disclosures Florida Statutes Chapter 718, commonly known as the Condominium Act, establishes the primary framework for…
Quick Read Summary (TLDR) Chapter 720 of Florida Statutes provides the legal framework for Florida HOA covenants. Most communities require architectural approval before making exterior changes, including painting, additions, landscaping modifications, and even minor alterations like new windows or doors. Vehicle and parking restrictions typically regulate where residents can park, limit the number of vehicles…
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