Quick-Read Summary (TLDR) Title insurance in Florida is crucial for real estate transactions, safeguarding against ownership disputes and liens. There are two main types: lender’s insurance, which is mandatory for financing, and owner’s insurance, which is optional but highly recommended for buyer protection. Florida regulates title insurance premiums, which are paid as a one-time fee…
Quick-Read Summary (TLDR) Florida’s new House Bill 913, effective July 1, 2025, significantly overhauls regulations for condominium and cooperative associations, marking the most substantial HOA management changes in decades. The legislation introduces stricter oversight for CAMs (Community Association Managers) and enhances financial transparency, particularly regarding conflicts of interest. It modifies structural safety and reserve funding…
Quick-Read Summary (TLDR) Florida law encourages alternative dispute resolutions (ADRs) like mediation and arbitration to save time, money, and stress. Mediation is particularly ideal for preserving relationships and offering confidential, cost-effective resolution. Arbitration provides a binding or non-binding decision from a neutral third party, offering more flexibility than litigation but less control than mediation. Settlement…
Quick-Read Summary (TLDR)When someone is injured in Florida waters, multiple parties can potentially be sued for damages depending on the circumstances of the accident. Boat operators are the primary liability targets for many on-the-water injuries under Florida law, as vessels are considered “dangerous instrumentalities” requiring operators to exercise the highest degree of care to prevent…
Quick-Read Summary TLDR Naming a trust as a beneficiary on financial accounts can help Florida residents avoiding probate. This strategy allows funds to transfer directly to the trust upon death, bypassing the court-supervised probate process. Advantages include greater control over distributions, protection for minors or special needs beneficiaries, and potential creditor protection. However, this method…
👁️ Quick Read Summary (TLDR) Florida does not require franchise registration but mandates compliance with the Sale of Business Opportunities Act and there are annual federal filings for exemptions. The Franchise Disclosure Document (FDD) is critical reading for people opening a franchise in Florida as it provides comprehensive details about the franchisor and requires thorough…
Quick-Read Summary (TLDR)Homeowners in Florida have several legal avenues to address poor quality construction work, primarily under Florida Statutes Chapter 558. This statute mandates a pre-lawsuit notice to the contractor, allowing them an opportunity to inspect and resolve defects before litigation begins. When suing construction contractors, homeowners can pursue breach of contract claims for unfulfilled…
Quick-Read Summary (TLDR) Florida offers extensive asset protection strategies for individuals seeking to shield their wealth from creditors. The cornerstone is Florida’s homestead exemption, providing unlimited protection for a primary residence. Beyond homestead, Florida Statute 222 extends robust protection to retirement accounts, life insurance, annuities, and limits wage garnishment. Strategic use of limited liability companies…
MIAMI, FL – July 18, 2025 – South Florida Law, PLLC, a leading law firm dedicated to serving clients throughout the region, is excited to announce the addition of Niuris Bezanilla, Esq. as its new associate attorney. Ms. Bezanilla will serve clients of the firm’s probate litigation and estate planning practice. She brings a wealth of…
Quick-Read Summary (TLDR) New Florida legislation mandates access to HOA electronic records for associations with 100+ parcels by January 1, 2026, requiring them to maintain specific documents on a secure website or app. Homeowners can request access to these digital records, which must include governing documents, financial statements, and meeting notices. Failure to provide timely…
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