Quick Read Summary (TLDR) While Florida law grants tax deed purchasers immediate ownership and the right to possession, selling the property immediately is rarely practical. The lack of marketable title and the inability to obtain title insurance create significant barriers to resale. Investors must either file a quiet title action, wait four years, or pursue…
Quick Read Summary (TLDR) Getting out of preconstruction real estate contracts in Florida is possible via several legal exits available to buyers if circumstances change. Florida law grants specific rescission rights for condominium and homeowners association purchases, often based on receiving required disclosures. Beyond Florida’s statutes, buyers can cancel preconstruction real estate contracts based on…
Quick Read Summary (TLDR) Florida landlords face intricate legal requirements, primarily outlined in Chapter 83 of the Florida Statutes, which touch upon everything from security deposits to property upkeep and evictions. Important duties involve strict regulations for managing security deposits, keeping the property in livable condition, and adhering to precise eviction processes, with do-it-yourself evictions…
Quick-read Summary (TLDR) Buying HOA-foreclosed properties at auctions in Florida can offer opportunities for knowledgeable investors who properly research properties and understand the legal landscape. However, these purchases carry substantial risks that can result in significant financial losses for unprepared buyers. Superior mortgage liens, joint liability for past assessments, hidden fees, additional liens, and title…
Quick Read Summary (TLDR) Real estate agents can benefit from knowing when to recommend a Florida closing attorney to clients. Even though a closing attorney is not legally required in the State, hiring one can protect client interests and demonstrate a real estate agent’s expertise. Attorneys offer comprehensive legal protection beyond title company services, drafting…
Quick-Read Summary (TLDR) Title insurance in Florida is crucial for real estate transactions, safeguarding against ownership disputes and liens. There are two main types: lender’s insurance, which is mandatory for financing, and owner’s insurance, which is optional but highly recommended for buyer protection. Florida regulates title insurance premiums, which are paid as a one-time fee…
Quick-Read Summary (TLDR) Florida’s new House Bill 913, effective July 1, 2025, significantly overhauls regulations for condominium and cooperative associations, marking the most substantial HOA management changes in decades. The legislation introduces stricter oversight for CAMs (Community Association Managers) and enhances financial transparency, particularly regarding conflicts of interest. It modifies structural safety and reserve funding…
Quick-Read Summary (TLDR) New Florida legislation mandates access to HOA electronic records for associations with 100+ parcels by January 1, 2026, requiring them to maintain specific documents on a secure website or app. Homeowners can request access to these digital records, which must include governing documents, financial statements, and meeting notices. Failure to provide timely…
Quick Read Summary (TLDR) This article explores the fine line between legitimate homeowners association (HOA) enforcement and harassment, particularly under Florida law. HOA harassment often involves repeated, intrusive actions that go beyond fair rule enforcement, such as selective targeting, excessive fines, or invasion of privacy. Discriminatory enforcement, especially against protected classes, constitutes illegal harassment and…
When homeowners suspect their homeowners association (HOA) misconduct including fraud, embezzlement, or commingling of funds, several legal remedies exist to address these serious concerns. Understanding the available options helps homeowners protect their interests and restore proper association management. Statutory Protections and Inspection Rights Florida Statutes Chapter 720 provides homeowners with specific rights to investigate suspected…
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