A picture of the livingroom of a house with a the word "Property in white , silhouettes of buildings and the title "RESPA and Florida Real Estate Law"

RESPA and Florida Real Estate Law

The Real Estate Settlement Procedures Act (RESPA) significantly influences Florida real estate law and real estate transactions in Florida. Although RESPA is a federal law, it works alongside Florida statutes to govern the conduct of buyers, sellers, agents, and lenders throughout the real estate settlement process. Disclosure Requirements for Lenders Lenders in Florida must comply…

A panoramic view of building in front of marina in Miami and the title "Typical Florida HOA Covenants"

Typical Florida HOA Covenants

Florida homeowners associations maintain various covenants to preserve property values and community standards. Understanding common restrictions in Florida HOA covenants helps potential homebuyers make informed decisions and existing owners maintain compliance. Architectural Controls in Florida HOA Covenants Chapter 720 of Florida Statutes provides the legal framework for Florida HOA covenants, including architectural restrictions. Most communities…

Tree man talking in a office with formal cloth and the title "Joint Ventures in Florida: Legal Options and Considerations"

Joint Ventures in Florida: Legal Options and Considerations

Creating a joint ventures in Florida requires careful attention to legal structure, documentation, and regulatory compliance. Understanding available options helps businesses choose arrangements that best serve their goals while protecting their interests.  Because of the potential complexities of managing a joint venture between companies that do not share a balance sheet, it is recommended that…

A picture of a young man in a water skiing with the title "Legal Remedies for Florida Water Activity Injuries"

Legal Remedies for Florida Water Activity Injuries

Florida’s waterways attract millions of recreational users annually, but water activity injuries caused by boating, paddleboarding, jet skiing, and cruising can be life changing. Understanding available legal remedies helps victims protect their rights and seek appropriate compensation. Maritime Law Application The Florida Bar’s maritime law section explains that water-related accidents often involve complex jurisdictional issues….

How to File a Lien as a Florida HOA

How to File a Lien as a Florida HOA

Florida law provides specific procedures homeowners associations must follow when filing liens against property owners. While determining how to file a lien, understanding these requirements helps associations protect their interests while complying with legal obligations. Pre-Lien Requirements Before filing a lien, Chapter 720 of Florida Statutes requires associations to follow specific preliminary steps. The process…

A picture of an injured man inside a car with the title "How Florida's Tort Reform Affects Accident Victims"

How Florida’s Tort Reform Affects Accident Victims

Recent tort reform in Florida has significantly altered the personal injury litigation landscape. These reforms, outlined in the amended Chapter 768 of Florida Statutes, create new challenges for injury victims seeking fair compensation. Insurance Company Advantages Recent reforms provide insurance companies and self-insured corporations with enhanced abilities to delay, deny, and defend against claims. These…

A picture of a senior couple smiling in the park with this title "How to be Eligible for Florida Medicaid with Real Estate Investment Income"

How to be Eligible for Florida Medicaid with Real Estate Investment Income

Understanding how real estate income affects Florida Medicaid eligibility is important information for Florida property investors over 65. The Florida Agency for Health Care Administration sets specific guidelines for income and asset limits that determine eligibility. Income Considerations The Florida Department of Children and Families evaluates all sources of income when determining Medicaid eligibility. For…

"Collecting from Bankrupt Debtors in Florida"

Collecting from Bankrupt Debtors in Florida

When a debtor files for bankruptcy, many creditors assume their chances of collection have vanished. However, several options remain available to businesses seeking to recover their debts.  Successfully collecting from bankrupt debtors in Florida requires an understanding of bankruptcy procedures and creditor rights. Understanding the Automatic Stay The moment a debtor files bankruptcy, an “automatic…